What can help you have an accurate view of your bank account before making a withdrawal?

Having your personal register can provide you with an accurate view of your bank account before making a withdrawal because it allows you to track all transactions, including deposits, withdrawals, and any pending transactions. By maintaining a personal register, you can understand your current balance, accounting for any scheduled payments or checks that have not yet cleared. This proactive management helps prevent overspending and accidental overdrafts, as you are fully informed of your financial status.

In contrast, local bank fees may not provide a real-time or comprehensive view of your balance; they are simply costs that can affect your account but do not display your available funds. Overdraft protection settings are a safety net that protects against overdrawing your account, but they don't provide an accurate view of your current balance. Interest rate summaries apply to savings and investment accounts, impacting earnings rather than your checking account balance. Therefore, keeping a personal register is the most effective tool for managing awareness of your available funds before withdrawing.